Commission for Case Manager Certification (CCMC) Exam 2026 – 400 Free Practice Questions to Pass the Exam

Question: 1 / 400

What primary benefit does the Consolidated Omnibus Budget Reconciliation Act (COBRA) provide?

Long-term health insurance coverage

Temporary expansion of health benefits after job loss

The Consolidated Omnibus Budget Reconciliation Act (COBRA) primarily ensures that employees and their families can maintain their health insurance coverage for a limited time after certain qualifying events, such as job loss, reduction in work hours, or other life events that might otherwise lead to the loss of health insurance benefits. This temporary expansion of health benefits is crucial as it allows individuals and their families to maintain continuity of care while they navigate changes in employment status, enroll in other insurance options, or seek new employment opportunities. By providing this option, COBRA helps to mitigate the potential financial burden and health risks associated with sudden loss of coverage, thereby ensuring that individuals can access necessary medical care during vulnerable transitions in their lives.

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Access to Medicare after retirement

Covers pre-existing health conditions

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